Learn How to Order the D Credit Card

Discover the process of ordering the D Credit Card in Japan, your gateway to exclusive benefits and convenient financial management.


This guide provides a step-by-step overview, eligibility criteria, and tips for maximizing your card benefits.

Understanding the D Credit Card

The D Credit Card is a credit card offered in Japan.


A financial institution issues the card, which can be used for online and in-store purchases and cash advances.

Features and Benefits

The D Credit Card offers a range of features and benefits designed to enhance your shopping experience and provide valuable perks for everyday use.

  • Reward Points: Earn points for every purchase, redeemable for merchandise, travel, or cashback.
  • Travel Insurance: Enjoy complimentary travel insurance coverage for peace of mind.
  • Discounts: Access exclusive discounts and offers at partner merchants.
  • Cashback: Earn cashback on eligible purchases, helping you save as you spend.
  • Concierge Service: Benefit from a dedicated concierge service for assistance with travel bookings, restaurant reservations, and more.

Learn How to Order the D Credit Card

Eligibility Criteria for Applying

Before applying for the D Credit Card, familiarize yourself with the eligibility criteria to ensure you meet the requirements for approval.

  • Age: Applicants must be at least 20 years old.
  • Income: A minimum annual income requirement is typically specified.
  • Residency: Some cards may require applicants to be residents of Japan.
  • Credit History: A good credit history is often necessary for approval.
  • Other Requirements: Additional criteria, such as employment status, may apply.

Interest Rates and Fees

Understanding the fees associated with the D Credit Card is essential for effectively managing your finances.

Here is a breakdown of the card's interest rates and fees to help you make informed decisions.

  • Annual Fee: The annual fee varies by card type and issuer, typically from ¥3,000 to ¥10,000.
  • Interest Rate: The interest rate, or APR, ranges from 15% to 25% for purchases and cash advances.
  • Foreign Transaction Fee: A fee of around 1% to 3% of the transaction amount applies to foreign currency transactions.
  • Late Payment Fee: A fee of ¥1,000 to ¥5,000 or more is charged for late payments or payments below the minimum amount due.
  • Cash Advance Fee: A fee of around 3% to 5% of the cash advance amount, with a minimum fee of ¥500 to ¥1,000.
  • Overlimit Fee: An overlimit fee of ¥1,000 to ¥3,000 may be charged if you exceed your credit limit.
  • Other Fees: Additional fees may apply for services such as balance transfers or replacement cards.

How to Order the D Credit Card

Ordering the D Credit Card online is a convenient process that can be completed in simple steps.

Follow this guide to navigate the online application and get started with your card.

  1. Visit the D Credit Card Website: Navigate to the official website to begin the application process.
  2. Create an Account: Register for an account to access the application form.
  3. Select Card Type: Choose the specific D Credit Card product that best suits your needs.
  4. Provide Personal Information: Fill out the application form with your personal and contact details.
  5. Submit Application: Review your information and submit the application for processing.

Learn How to Order the D Credit Card

Alternative Methods for Ordering

In addition to ordering online, alternative methods are available for obtaining the D Credit Card.

Explore these options for added convenience and flexibility in applying for your card.

  • Mobile App: Download the D Credit Card mobile app to apply for the card on your smartphone or tablet.
  • Physical Branch or Partner Location: Visit a D Credit Card branch or partner location to apply in person.

Tips for Using the D Credit Card Effectively

To make the most of your D Credit Card, follow these tips to manage your finances effectively and maximize the benefits of your card.

  • Pay Your Balance in Full: Avoid interest charges by paying your balance in full each month.
  • Use Rewards Wisely: Maximize your rewards by redeeming them for high-value items or experiences.
  • Monitor Your Spending: Keep track of your purchases to stay within your budget.
  • Take Advantage of Offers: Utilize discounts and cashback offers to save money on purchases.
  • Set Up Alerts: Receive notifications for due dates and unusual account activity to stay informed.
  • Review Your Statements: Check your statements regularly for accuracy and identify unauthorized transactions.
  • Maintain a Good Credit Score: Use your card responsibly to build and maintain a positive credit history.

Extended Warranty and Purchase Protection

The D Credit Card provides valuable benefits like extended warranty and purchase protection, offering cardholders peace of mind and added security.

Understanding how these features work can help you make informed decisions when using your card.

Extended Warranty:

  • Purchase an item with your D Credit Card.
  • The manufacturer's warranty is automatically extended for up to one additional year.
  • If the item malfunctions during the extended warranty period, you may be eligible for repair, replacement, or reimbursement, per terms.

Purchase Protection:

  • Use your D Credit Card to purchase an item.
  • The item is protected against theft or accidental damage for a specified period, typically 90 days from purchase.
  • If the item is stolen or damaged, you may be eligible for reimbursement or repair up to a limit set by the card's terms.

How Mobile Payment Integration Works with the D Credit Card

The D Credit Card offers convenient mobile payment integration, allowing you to make secure transactions using your smartphone or other mobile devices.

Here's how you can use this feature to simplify your shopping experience.

  1. Download the App: Download and install the D Credit Card mobile app on your smartphone.
  2. Add Your Card: Add your D Credit Card to the app by following the instructions.
  3. Authenticate: Authenticate your card using the app's security features, such as fingerprint or PIN.
  4. Make Payments: Use your smartphone or mobile device to make payments at supported merchants.
  5. Secure Transactions: Enjoy secure transactions with tokenization technology that replaces your card details with a unique token for each transaction.
  6. Track Transactions: Keep track of your transactions and manage your card settings directly from the app.

Contact Details

The bank associated with the D Card provides robust support for cardholders, ensuring a seamless experience.

Here's how you can get in touch with them for assistance:

  • Phone: Call 15770 (toll-free) for any queries or issues regarding your D Card.
  • Headquarters: Visit the bank's headquarters at Sanno Park Tower 11-1, Nagata-cho 2-chome, Chiyoda-ku, Tokyo 100-6150, Japan.

The Bottomline

In conclusion, ordering the D Credit Card in Japan offers a range of benefits and conveniences for cardholders.

By following the steps outlined in this guide, you can easily apply for and enjoy the advantages of this prestigious card.


The information provided in this guide is for educational purposes only and should not be considered financial advice.

Conduct thorough research before applying for the D Credit Card or any other financial product.

It is also recommended to consult with a financial advisor to determine the best option for your individual needs.