ANA American Express Card - How to Apply Online

Get the ANA American Express Card offers travelers unique rewards and benefits tied to All Nippon Airways (ANA), Japan’s leading airline. 

This credit card is designed to serve both domestic and international travelers seeking value from flight-related perks and everyday spending.

Issued in partnership between American Express and ANA, the card includes mileage benefits, travel services, and exclusive Amex privileges.

Key Features of the ANA American Express Card

The ANA American Express credit card caters specifically to ANA Mileage Club members and travelers frequently flying with ANA or its Star Alliance partners. 

  • Welcome Bonus Miles: New cardholders can receive a generous welcome mileage bonus upon first card usage.
  • Mileage Accumulation: Earn 1 mile per ¥100 spent on ANA-related purchases and 1 mile per ¥200 on regular purchases.
  • Point Transfer: Accumulate Membership Rewards points and convert them to ANA Mileage Club miles.
  • Travel Insurance: Includes domestic and overseas travel accident insurance coverage.
  • 24/7 Global Support: Access to American Express’s international customer service.
  • Exclusive ANA Discounts: Discounts on ANA flight reservations and ANA shopping portals.

Ana American Express Card Application

To get the ANA American Express Card, you’ll need basic identification, income verification, and an active ANA Mileage Club number.

  1. Visit the Official Website: Go to the ANA American Express Card page (in Japanese).
  2. Select the Card Type: Choose from the ANA American Express Card, ANA Amex Gold, or ANA Amex Premium depending on your preferences.
  3. Click "Apply Now": You will be redirected to the secure application form.
  4. Enter Personal Information: Provide your full name, birthdate, nationality, and address in Japan. Also, give you contact info on phone and email.
  5. Submit Employment and Income Info: Enter employer details, occupation, and annual income.
  6. Add ANA Mileage Club Number: Ensure your existing ANA account is linked for mileage accumulation.
  7. Agree to Terms and Submit: Read the terms and conditions carefully before confirming submission.

Applicants must be at least 20 years old, residents of Japan, and have a stable income.

ANA American Express Card Interest Rates and Fees

Understanding the card’s costs is essential before applying. 

The ANA American Express Card offers different versions—Standard, Gold, and Premium—with varying fees and benefits.

Card Type Annual Fee Interest Rate (Shopping) Cash Advance Interest Rate
Standard Card ¥7,700 (including tax) 14.9% 14.9%
Ana American Express Gold Card ¥34,100 (including tax) 14.9% 14.9%
Ana American Express Premium Card ¥165,000 (including tax) 14.9% 14.9%

Late Payment Penalty: Approximately 20.0% annually.

Cash Advance Limit: Subject to individual credit screening.

Installment Payments: Available under standard Amex rules in Japan.

Interest is calculated based on the average daily balance for revolving and cash advances. 

Payments are typically deducted via direct debit from a Japanese bank account.

ANA Mileage Club Integration

As this is a co-branded card, all benefits are tightly linked to your ANA Mileage Club membership.

  • Mile Transfer Ratio: 1 Membership Rewards point = 1 ANA mile (minimum transfer units apply).
  • Expiration: ANA miles are valid for 36 months from the date of accumulation.
  • Family Account: Miles can be pooled under ANA’s Family Account Service (FAMILEE MILE).

This integration allows cardholders to maximize ANA miles across both flights and non-flight spending, especially when booking directly with ANA or partner airlines.

Contact Information – ANA American Express Card Support

For questions, lost cards, or application help, ANA American Express Cardholders can contact the following:

American Express Japan Customer Service

Phone: 0120-010120 (Toll-free, Japanese only)
For mobile phones: 03-3220-6100 (standard rates apply)
Hours: 9:00 AM – 5:00 PM JST, Monday to Friday (except holidays)

American Express Japan Office Address

American Express International, Inc.
Oak Minami-Aoyama Building 3F
3-1-30 Minami-Aoyama, Minato-ku, Tokyo 107-0062, Japan

ANA Mileage Club Japan

Phone: 0570-029-767 (Japanese only)
Website: www.ana.co.jp

Comparing ANA American Express Card Variants

There are three versions of the ANA American Express Card, each catering to different customer needs.

Standard Card

Lower annual fee. Basic ANA mileage benefits. Entry-level travel insurance

Gold Card

Higher bonus miles. Priority services and airport lounge access (domestic). Enhanced travel insurance and shopping protection

Premium Card

Luxury benefits, including concierge service. Extensive insurance and global airport lounge access

Large welcome bonus and higher point conversion flexibility. Each card version requires a separate application and credit screening.

Advantages and Disadvantages

Pros

  • Direct ANA mileage rewards
  • High-quality travel insurance
  • Easy point-to-mile conversion
  • Global Amex benefits and offers
  • Accepted widely in Japan and abroad

Cons

  • Application limited to Japanese residents
  • Annual fees can be high for Gold and Premium versions
  • The website and application process are in Japanese only
  • Requires a Japanese bank account for payment

Comparative Overview

Here’s a detailed comparison between the ANA American Express Card and other similar airline and travel credit cards available in Japan.

Feature / Card Type Standard ANA ANA Gold ANA Premium Super Flyers (AmEx Gold / Premium) AmEx Platinum / Gold (JR Japan)
Annual Fee Low (~¥2,200/yr) Moderate High (~¥77,000) Very High (~¥34,100–165,000) High (AmEx Platinum) / Moderate (Gold)
Miles per Spend (Everyday) 0.5 mi/¥100 1 mi/¥100 3–4.5 mi/¥100 Similar to Premium variants Depends on spend category & MR conversion
Flight Bonus ~10% ~25% ~50% ~40–50% Not airline-specific
Eligibility General General General Only ANA elite members General (depends on credit approval)
Transferable Points No No No No Yes — to ANA at 1:1 (MR)
Non‑ANA Benefits Basic perks Enhanced perks Premium travel perks Premium perks + lounge access Global travel perks, credits, lounge access

Conclusion

Learn to get the ANA American Express Card is a strong choice for travelers loyal to All Nippon Airways and those who want to earn frequent flyer miles.

Whether you choose the Standard, Gold, or Premium version, you’ll benefit from a combination of ANA-specific rewards and American Express privileges. 

If you meet the eligibility criteria and reside in Japan, this card is a practical tool to enhance your travel experience and earn miles efficiently.

Disclaimer: This article is for informational purposes only and does not constitute financial advice. Credit card terms, interest rates, and fees are subject to change and should be confirmed directly with American Express Japan.

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