ANA JCB Wide Gold Credit Card - Learn How to Apply

This article aims to provide a comprehensive guide on applying for the ANA JCB Wide Gold Card Credit. This sought-after credit card offers exclusive benefits and rewards to its users. 


We'll walk you through the eligibility criteria, application process, and important considerations. By the end of this guide, you'll have all the necessary information to decide about acquiring this prestigious card.

ANA JCB Wide Gold Card Overview 

This prestigious credit card is tailored for frequent flyers and shoppers. It offers a range of benefits, including reward points, mileage accumulation, and exclusive discounts. 


The card is designed to enhance your travel and shopping experiences, making every transaction more rewarding. Its wide acceptance and numerous perks make it an ideal choice for those seeking convenience and value. 

The application process is straightforward, and eligibility criteria ensure the card is accessible to a broad audience. This credit card is a fantastic tool for managing finances and enjoying many advantages.


Card Benefits

The ANA JCB Wide Gold Card Credit provides unique benefits to its users. It's designed to maximize your spending efficiency, from reward points to exclusive offers.

Mileage and Points 

The card offers 2,000 miles upon enrollment or renewal. You'll receive a 25% boarding bonus on miles, making every flight more rewarding. For everyday purchases, every JPY 1,000 spent earns you 10 miles

Additionally, when you buy ANA tickets, every JPY 100 is worth 2 miles, thanks to the automatic mileage accrual with ANA Card Miles Plus and the ability to redeem points for miles.

Exclusive Offers 

You'll enjoy exclusive discounts and offers at partner stores and services as a cardholder. These special deals are curated to enhance your shopping and travel experiences. 

Whether it's dining, entertainment, or retail, your card unlocks access to a world of privileges. These exclusive benefits are a testament to the card's commitment to providing value and convenience to its users.

ANA JCB Wide Gold Card (STAR WARS Design)

Explore the universe of benefits with the ANA JCB Wide Gold Card featuring a unique STAR WARS design. This card combines the allure of the iconic franchise with the practical perks of a premium credit card.

Reward Points and Mileage Accumulation

The ANA JCB Wide Gold Card lets you accumulate miles with every purchase. You'll receive 2,000 miles upon enrollment or renewal. 

Every JPY 1,000 spent earns you 10 miles for everyday purchases, while ANA ticket purchases give you an equivalent of 2 miles for every JPY 100 spent. This automatic mileage accrual, combined with the ANA Card Miles Plus program, makes it easy to redeem points for miles.

Exclusive Discounts and Offers for Cardholders

Holding this card opens the door to exclusive discounts and offers. You'll enjoy a 25% boarding bonus on miles, enhancing your travel experience. Additionally, the card provides comprehensive travel accident insurance, covering up to JPY 100,000,000 under specific terms. 

With an annual fee of JPY 15,400 for the primary member and JPY 4,400 for family members, the card's benefits significantly outweigh the costs, making it a valuable asset for domestic and international travel.


You must meet specific eligibility criteria to apply for the ANA JCB Wide Gold Card Credit. These requirements ensure that the card fits your financial situation well.

Age and Income 

To qualify for the card, applicants must be of legal age (18 years old) and have a stable income. The specific age and income requirements may vary, so checking the details before applying is important. Meeting these criteria is crucial for a successful application and responsible card usage.

Credit Score 

Your credit score plays a significant role in the application process. A good credit score indicates financial reliability, increasing your chances of approval. Maintaining a healthy credit history is advisable to meet the card's credit score considerations.

Application Process

Applying is straightforward. The steps are clear and easy to follow whether you apply online or in person.

Application Guide 

To apply online, visit the official website and complete the application form with accurate information. If you prefer an in-person application, visit a branch with the necessary documents. 

You must provide personal and financial details, undergo a credit check, and await approval. Once approved, you'll receive your card and can start enjoying its benefits.

Required Documents

You must provide identification, proof of income, and other financial documents when applying. 

Ensure all documents are up-to-date and accurate to avoid delays in the application process. It's essential to prepare these documents beforehand for a smooth application experience.

Interest Rates and Fees

Understanding the interest rates and fees associated with the ANA JCB Wide Gold Card is crucial for effective financial management. These costs can impact your overall credit card experience.

Annual Percentage Rate (APR) for Purchases and Cash Advances

The APR for purchases and cash advances is a critical factor in the cost of using your card. While the exact rates may vary, it's important to check the latest figures from the issuer. 

The APR affects the interest you'll pay on outstanding balances. Being aware of these rates is essential for managing your credit card debt effectively.

Annual Fees and Late Payment Charges

The ANA JCB Wide Gold Card has an annual membership fee of 15,400 yen (tax included). Late payment charges are also applicable if you miss your payment due date. 

These fees can add up over time, so staying on top of your payments is important. Understanding these costs helps budget and avoid unnecessary expenses.

Bank Contact Information

The bank's contact information is readily available for any inquiries or assistance regarding your ANA JCB Wide Gold Card. You can reach customer service at 0570-029-767 (flat rate nationwide) or 03-6741-6683 (paid/from overseas). 

The bank's address is Shiodome-City Center, 1-5-2, Higashi-Shimbashi, Minato-ku, Tokyo 105-7140, Japan. They are equipped to provide support and answer any questions about your card.

Using Your Card Responsibly

Responsible credit card use is essential for maintaining financial health. Managing credit card debt and making timely payments are key aspects of this. 

By keeping your debt levels manageable, you avoid accruing excessive interest. Timely payments help maintain a good credit score and prevent late fees.

The Final Verdict on the ANA JCB Wide Gold Card

When considering the ANA JCB Wide Gold Card, it is essential to weigh its benefits against the costs. The rewards, such as mileage accumulation and exclusive offers, can be valuable for frequent travelers. 

However, it's crucial to be mindful of the annual fees, interest rates, and the importance of responsible usage. Ultimately, this card can be a powerful tool for those who use it wisely.

Disclaimer: This information is provided for educational purposes only. Please refer to the official card issuer's website for the most accurate and up-to-date details or contact their customer service directly.