If Amazon.co.jp is already part of your routine, review the current point rates and card costs to see whether the Amazon Mastercard aligns with your spending habits.
Choose an Option:
Why Consider the Amazon Mastercard?
- Earn Amazon Points on eligible Amazon.co.jp purchases
- Earn points on eligible purchases outside Amazon.co.jp
- No annual card fee under the current terms
- Compare Amazon Mastercard benefits with Rakuten Card, PayPay Card, d Card, au PAY Card, JCB, Sumitomo Mitsui Card, and AEON Card options
What To Know Before You Apply
Points Depend On How You Shop
The Amazon Mastercard may be useful if Amazon.co.jp is already part of your regular spending. Under the current terms, Prime members earn 2% in Amazon Points on eligible Amazon.co.jp purchases, while non-Prime members earn 1.5%. Eligible purchases outside Amazon.co.jp generally earn 1%.
Compare your normal shopping habits with cards such as Rakuten Card, PayPay Card, d Card, au PAY Card, JCB, and AEON Card. A suitable rewards card should align with where you normally spend and how you manage repayments.
No Annual Fee Can Add Value
The Amazon Mastercard currently has no annual card fee. This can make the card easier to compare for both occasional and frequent Amazon.co.jp shoppers.
No annual fee does not mean every type of card use is free. Revolving or installment payment fees, cash-advance costs, and other applicable charges can reduce the value of the points you earn.
Approval Requires a Credit Review
The standard Amazon Mastercard application is currently available to applicants aged 18 or older, excluding high-school students. Meeting the published application requirements does not guarantee card issuance.
The application requires the information requested through the official process and is subject to Sumitomo Mitsui Card’s screening. Use only official Amazon.co.jp or Sumitomo Mitsui Card application channels when providing personal information.
Start In 3 Steps
- Review current Amazon Mastercard point rates and benefits.
- Compare points, payment fees, and card terms.
- Apply through an official Amazon.co.jp application channel.
Choose Points With A Clear Plan
The Amazon Mastercard may be useful if you want to earn Amazon Points from eligible Amazon.co.jp and everyday purchases without paying an annual card fee. Comparing the card with other Japanese rewards cards can give you more context before deciding whether it suits your spending.
How Does It Work?
You Review The Card Details
Check the current Amazon.co.jp point rates, Prime and non-Prime benefits, annual fee, insurance or protection features, payment methods, and applicable fees.
At application, your Prime membership status is automatically checked, and the card design provided reflects your Prime status under the current program.
You Submit The Application
Apply through the official Amazon.co.jp application channel and provide the information requested in the application. Sumitomo Mitsui Card reviews the application under its screening process before making an issuance decision.
Approval and the final credit limit are not guaranteed.
You Earn And Manage Points
If the card is issued, eligible purchases earn Amazon Points according to the current program terms. Amazon.co.jp purchases and purchases outside Amazon have different point rates, and some transactions are excluded.
Amazon Points can generally be used on eligible Amazon.co.jp purchases from 1 point = ¥1, subject to the current point-use rules.
Make Amazon Spending Work Harder
The Amazon Mastercard can be a practical option for shoppers in Japan who regularly use Amazon.co.jp and want Amazon Points on eligible spending. Confirm the latest rewards, exclusions, payment fees, and application terms before deciding whether to apply.
